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What is PayPal?
Friday, September 11, 2009 Don't have a Paypal account?
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Whenever you are surfing through the Internet, possibly you heard about PayPal. PayPal serves as an electronic alternative to traditional paper methods such as checks and money orders.It is the world's most popular "middleman service" for online purchasing.Paypal is anonline payment service that allows individuals and businesses to transfer and receive funds electronically. You can use it to pay for online auctions, purchase goods and services, or to make donations. You can even use it to send cash to someone.
A basic PayPal account is free. Once you sign up for a free account, you can use PayPal to send and receive money from a funding source you choose, such as a credit/debit card or your bank account.
Benefits
PayPal offers valuable tools to help you from getting scammed out of your credit cardinformation. PayPal will store your debit or credit card information, but when you want to purchase something from an outside source, the staff will issue you a card number that is only good for that transaction. Your credit card and bank account information will not be revealed. This prevents anyone from stealing valuable information.
A PayPal account can be funded with an electronic debit from a bank account or by acredit card. The recipient of aPayPal transfer can either request a check from PayPal,establish their own PayPal deposit account or request atransfer to their bankaccount.
Requirements:
- Valid email address
- Credit or debit card
ALERTPAY
This is another online payment service that allows individuals and businesses to transfer and receive funds electronically.Its service features is almost the same with paypal.AlertPay is a privately owned and managed company founded in 2004 with its office headquarters in Montreal, Canada. Because it is new there are not many sites that accept alertpay. Alertpay offers three three types of accounts. Personal starter, Personal pro and Business account.
The personal starter account is the recommended account for a beginner. You can send and receive money for free. You can fund your account by using credit card.You can withdraw money from alertpay by cheque, bank transfer and wire transfer. The bank transfer withdrawal fee is just $0.5.
all about paypal
What is a paypal?
Like the title of the website, PayPal is used to pay for goods on the internet. When users sign up for an account, they link their PayPal account to a checking or savings account and can deposit, withdraw, or send money to other PayPal owners. This is very beneficial for businesses that operate with telecommuting employees because they can send the payments directly to the employees without having to issue checks
The website has three general options that can be broken down into more specific categories. When you withdraw money, you can send it directly to your bank account within 3-5 business days, request a check from PayPal, or sign up for a PayPal Debit Card and use an ATM to instantly get your funds.
Sending money requires the other person to have an account with PayPal, and there are four listed reasons for sending money. They are Goods, eBay items, Services, or a cash advance.
Benefits
PayPal can also be used to shop online, and the website offers valuable tools to help you from getting scammed out of your credit card information. PayPal will store your debit or credit card information, but when you want to purchase something from an outside source, the staff will issue you a card number that is only good for that transaction. This prevents anyone from stealing valuable information
Misconceptions
Many people think that it costs money to use PayPal, but only certain features on the website cost money. For example, if you are selling products on eBay and a customer wants to pay using a debit or credit card, then you will have to pay a small fee to accept this payment. Website owners can also set up PayPal payments on their websites, but the transactions do cost a small fee.
How PayPal Works.
As an online financial transaction broker, PayPal lets people send money to each other's email addresses. At no time will either party see the other's credit card or bank information.
Similar to an escrow service, PayPal acts as the middleman holder of money. Through its policies, practices, and business integrity, PayPal has earned the trust of both parties. With multiple guarantees in place, buyers and sellers entrust PayPal with their credit card and bank information. PayPal keeps that private customer information secret. Then, while "blinded" from the other party's confidential information, strangers safely send money to each other through PayPal and email.
You need no special technology nor a business license to send/receive money through Paypal.
The only requirements are:
valid email address.
valid credit /debit card or bank account.
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